Who We Help

Our clients value time, transparency, and subject-matter expertise. They prefer to stay informed but delegate financial or accounting duties to free up their time and ensure things are done right.

Families & Individuals

Our clients tend to be a lot like we are—ambitious, friendly, and optimistic. They are generous and have purpose in their lives. They look to True Wealth to provide them with integrated financial planning to help make the most of what they have and gain financial peace-of-mind. Whether you’re in the wealth building stage of life, approaching retirement, or at the end of a successful career and are looking forward to the next stage of your journey, we can serve you with a tailored suite of financial planning services to meet your needs.

Planning Your Life Together
Building & Protecting Wealth
Managing Sudden Wealth
Navigating Being Suddenly Single
Retiring with Confidence
Transferring Generational Wealth

Professionals & Executives

At True Wealth, we know that executives and professionals often face unique financial planning challenges which require integrating and aligning both personal and business financial planning. Our robust suite of financial planning services for individuals and the myriad business services that we provide can be combined to meet the specific needs of successful business owners.

We also have a strong foundation of knowledge gained by working the employees and executives from a wide array of companies in the areas we serve. Our team of professionals will work with you to create an integrated financial plan taking into consideration such factors as:

Business Owners

True Wealth can help guide you toward a healthy financial future from inception to successful growth to succession planning. Whether you are an entrepreneur seeking guidance, a local business owner who needs back-office support, or a successful professional who wants to work with a financial planning firm that understands your needs, we can help. You will have a dedicated team of financial professionals – a primary advisor, investment officer, and client service administrator, at a minimum – to meet your personal and business needs.

Service Based Businesses
Healthcare Professionals
Real Estate Professionals
Veterinarians
Dentists
Law Firms
Professional Service Providers

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Our Process

We developed our integrated financial planning process to cover all aspects of your financial life. With our deep retirement, tax, and investment planning expertise, we provide an encompassing suite of services for individuals and businesses. We offer three levels of service to provide you with the level of service and expertise that best meets your needs. For select clients, our family office approach allows us to provide integrated services to meet more complex financial needs. To get an idea of the price for our services, please review Our Fees.

Our process begins with a Discovery Meeting. To make the most of our time together, we ask that you please complete this questionnaire. This will help you organize the information we will need to begin to evaluate your situation. If, however, you keep your financial information in a spreadsheet or similar organized form, you do not have to reinvent the wheel. Just complete the first two pages of the questionnaire. Contact us for information about submitting your completed form and scheduling a Discovery Meeting.

Discovery Meeting

If you are interested in exploring a relationship, we offer a complimentary Discovery Meeting with one of our highly experienced and credentialed professionals. We will review the Lifestyle Plan Questionnaire you filled out. Through conversation, we will begin to get to know one another and gain an understanding of your current financial life, vision for your future, and whether we can help. Please note that for married couples, we require that both spouses attend the Discovery Meeting. As your advisor, we need to get to know and understand both spouses to do a great job of financial life planning for your family.

Review Meetings

As we work on your planning, we will consider the dangers, opportunities, and strengths present in your situation and strategize to find the best ways to align and optimize your resources to support your goals. While some of this work may be quite technical, we will communicate recommendations to you in simple language to allow you to make clear and informed decisions. We typically meet with clients through a series of 3 meetings. We have a Plan Review meeting with you approximately 2-4 weeks after our Discovery Meeting. Once your financial plan is established, we will schedule an Investment Review Meeting (typically in 1-2 weeks) to review investment strategy options. After about 2-3 months we will meet with you to review the performance and status of your financial plan.

Progress Meetings

Our clients generally meet with us one to three times yearly although we are available as questions or issues arise. We will proactively reach out to you for Regular Progress Meetings, which are essential to ensure that your financial strategy stays aligned with your evolving goals and life circumstances. Changes in income, market conditions, tax laws, or personal milestones can all impact your financial outlook. We help you adjust your investments, savings strategies, and risk management to keep you on track. Our progress meetings also provide an opportunity to address any concerns and ensure you’re taking advantage of new opportunities to grow and protect your wealth.

How We Help

Whether you are at the end of a successful career, or at the early stages of a new one, we can effectively serve you with an appropriate level of services and expertise. Over the years, we have found that our clients—while unique and diverse—have similar needs and traits at their core. They value time, transparency, and financial independence and prefer to delegate financial management duties to free up their time and ensure things are done right. Below are three stories that illustrate the most common scenarios of who we help and what we offer to meet their needs.*

The Successful
Smiths

The Successful Smiths

John and Jennifer Smith are a hard-working couple in their early 60’s and are ready to retire. John worked his way up the corporate ladder and then left to start his own consulting business. Jane was a schoolteacher for 25 years. The Smiths were happy with the financial security they had but felt that they were missing a plan to tie everything into a cohesive financial strategy. We were able to meet the Smiths financial and business planning needs through our Private Client and Business Services.

The Modest
Millers

The Modest Millers

James and Michelle Miller are in their early 50s and have three kids—one in college and two close behind. He works as an engineer and she at home, taking care of their household and family. They’ve recently felt squeezed with college and are concerned if they are on track for retirement. We were able to serve the Millers as a True Wealth Planning client, helping them gain perspective and a plan that will help them confidently navigate these high-cost years while staying on track to retire.

The Doctors
Jones

The Doctors Jones

Dr. Ryan Jones and Dr. Rachel Jones married soon after medical school. They had their first child and are planning to have more. They both have substantial student loan debt but want to buy a bigger house for their growing family, among other financial goals. We were able to triage their situation with an initial financial plan, take care of their annual tax preparation, and start investing in accounts after maximizing their employer retirement plans all while fitting in with their busy lifestyle.

* Above scenarios, while representative of many client cases, are hypothetical in nature.

Services Focused on Your Needs

We deliver investment management and integrated financial planning services for individuals & families, building and protecting wealth, readying for and in retirement, or transitioning wealth to the next generation. We can provide you with the level of service, strategies, and expertise that best meets your needs. You will always have a dedicated team of professionals proactively working on your behalf.

True Wealth Private Client

CFP®, CFA®, or CPA Professional
Investment Management
Financial Planning
Risk Management
Tax Preparation
Tax Planning Strategies
Charitable Giving
Estate Planning

Dive Into the Details

Are you great at making money but tired of dealing with the complexities and lack of clarity around your finances? Seeking a coordinated strategy to make the most of what you have? Our True Wealth Private Client service is built for clients with $1.5+ million in investments or experiencing greater complexity in their financial lives. Private Clients receive robust wealth management services with an increased focus on investment strategies for SEC Accredited Investors or Qualified Purchasers and a greater emphasis on tax minimization, charitable giving, and estate planning strategies. Your service team will be led by a seasoned advisor who will coordinate subject-matter experts as needed as we deliver white-glove services to you.

True Wealth Planning

Dive Into the Details

Are you getting serious about retirement and wondering whether you’re on track? Unsure how or where to invest after you maximize your 401k or 403b or whether to pay down debt? Concerned about taking too much investment risk but also want to make sure your money lasts? True Wealth Planning is for those who are serious about reaching financial independence and protecting their lifestyle throughout retirement. The core needs of True Wealth Planning clients tend to focus on cashflow management, spend vs. save decisions, maximizing peak earning years, retirement and retirement income planning, and investment strategy.

True Wealth Investing

Dive Into the Details

Are you seeking a reasonable return to grow your wealth at a comfortable level of risk? Unsure how to best achieve your investment goals? Investing can be intimidating. While information proliferates, filtering the noise becomes equally important to staying abreast of true advancements in portfolio design. We utilize science-based, time-tested strategies as our foundation while staying on the leading — but not bleeding — edge. Our strategies are driven by a rigorous, disciplined process, helping reach your investment goals.

Custom Business Solutions

Every business is different even if in the same industry or specialty. We provide custom solutions for you and your business. Please contact us for a custom proposal tailored to you.